The envelope system is one of the best ways to budget your money. A huge reason for this is the ability to get started right away. However, there's always been something I hated about this way of budgeting. All the loose envelopes! A bit of a weird statement considering the envelopes is a . . .
What was your first thought when you tallied up all the people you need to buy gifts for this year? If your first thought was somewhere along the lines of "son of a...", I'm here to tell you that you're not alone. There's got to be some alternatives to buying gifts, right?! After all, gift giving . . .
With so many different opinions circling the internet these days, it can be a bit confusing to know the easiest and fastest ways to pay off your credit card debt. If you're juggling multiple cards, the confusion can run rampant. . . .
If you're like me, you've got a lot of people on your Christmas list to buy gifts for. Every year, it seems as though that budget spirals out of control and you're stuck with that not-so-merry feeling when all the festivities have ended. The average American expects to spend around $983 on Christmas . . .