The envelope system is one of the best ways to budget your money. A huge reason for this is the ability to get started right away. However, there's always been something I hated about this way of budgeting. All the loose envelopes! A bit of a weird statement considering the envelopes is a . . .
What was your first thought when you tallied up all the people you need to buy gifts for this year? If your first thought was somewhere along the lines of "son of a...", I'm here to tell you that you're not alone. There's got to be some alternatives to buying gifts, right?! After all, gift giving . . .
If you're like me, you've got a lot of people on your Christmas list to buy gifts for. Every year, it seems as though that budget spirals out of control and you're stuck with that not-so-merry feeling when all the festivities have ended. The average American expects to spend around $983 on Christmas . . .
Starting out on a brand spanking new financial journey can be compared to starting out on a fitness journey. At first, we start strong. We have our goals in mind and are amped to start right away. We can't WAIT for the results and to fit into that little bikini! Then, slowly but surely, we gain . . .