What was your first thought when you tallied up all the people you need to buy gifts for this year? If your first thought was somewhere along the lines of "son of a...", I'm here to tell you that you're not alone. There's got to be some alternatives to buying gifts, right?! After all, gift giving . . .
If you're like me, you've got a lot of people on your Christmas list to buy gifts for. Every year, it seems as though that budget spirals out of control and you're stuck with that not-so-merry feeling when all the festivities have ended. The average American expects to spend around $983 on Christmas . . .
We need to get serious for a second. An emergency fund. Do you have one? If not, don't fret, my dear. You are not alone. All it takes is 12 weeks to start building up your savings! . . .
Wedding season is here! While we love to daydream of the wedding cake, flowers, décor, and the perfect first kiss as newlyweds, those dreams are often trampled on by reality and followed with the gut-wrenching feeling of forking over your hard-earned money. That's when you're forced to think of . . .